Who is Eligible?
CPP Eligibility: Is CPP for You?
Not every disabled Canadian is eligible to receive the Canada Pension Plan (CPP) disability benefit. The Toronto disability lawyers of Reybroek Barristers can evaluate your situation and determine whether or not you qualify.
CPP Eligibility: Your Work History
CPP disability is only available to people who:
- Are younger than 65 years of age
- Stopped working because of a medical condition
- Paid into the CPP for at least four of the last six years OR paid into the plan for at least 25 years and made contributions in three of the last six years
CPP Eligibility: Your Condition and Income
Even if you meet the requirements above, you may not be eligible to receive the CPP benefit. At least two more hurdles must be overcome:
- You must meet the CPP's definition of disability. In general, a disability is defined as severe and prolonged. It prevents you from working at any job, not just at your former occupation.
- Your annual income must be high enough to qualify for the benefit. The minimum annual income changes each year.
There are exceptions and complications to these general guidelines. Each case needs to be evaluated individually. Our lawyers will listen as you explain your circumstances. We will analyze your case and advise you about whether you have a viable CPP disability claim.
There is no charge to learn if CPP benefits may be an option for you. To arrange a free consultation, please contact our office in Toronto, Ontario.